You are more likely to require long-term care after the age of 65 based on a survey carried out by The U.S. Department of Health and Human Services. At least one in every five members of this age group will require care for more than five years. Care may be provided from the comfort of … Read more Long Term Care Insurance for Retirement Planning in the US. The Ultimate Guide
Today, pension and social security alone is not enough to cover your living expenses after your retirement. This is because your life’s expectancy after age 65 will increase after retirement to give you another 20 or so additional years through to 90+ years, perhaps. You are relaxed and rested from the daily hustles and bustles … Read more Which Retirement Plan to Choose for US Citizens?
As is always the case, a life insurance policy acquired earlier in life will not be as expensive as one that is bought in the late 60s or thereafter. This is because with age, your life expectancy is shorter and your risk of illness and other complications are greater. Yes, options may be limited but … Read more Life Insurance for People Over 70 in the US
Thinking of the hassle your children or next of kin might go through trying to figure out who should inherit what after your demise should be compelling enough for you to write a will. Court battles and many times family feuds ensue as a result of fighting over the inheritance left behind by a loved … Read more The Ultimate Guide to Creating a Will (Testament) in the US
It is estimated that 10,000 baby-boomers turn 65 every day and this will go on up to the year 2030. On the other hand, only 4 out of 10 employees have stopped to think about how much they will live on during their retirement years. This is according to the Retirement Confidence Survey, a branch … Read more Retirement Planning. The Ultimate Guide
Body odor – it’s a touchy subject, especially when it comes to the scents associated with older people. Your body odor can change throughout your life cycle. Different stages of life come with its distinct scent. Think of a newborn baby, they have that fresh scent. Again a teenage boy also has a distinct scent … Read more What We Need to Know about “Old-People Smell”?
For most caregivers, an elderly driver being on the road driving is among their biggest worries. Having an unsafe senior driver on the road is very dangerous as he not only risks his life but also the lives of other drivers and pedestrians as well. According to statistics, it is more likely for elderly drivers … Read more When an Elderly Driver is No Longer Safe Behind the Wheel?
Staying active in older years can be tough. This is partly because of achy joints that do not work as well as they used to. But as you get older, an active lifestyle becomes more important than ever to your health. Aquatic exercises are one of the best ways for seniors to stay mentally and physically … Read more Aquatic Exercise for Seniors
None of us like to talk about death or funerals. To some cultures, the conversation is even considered a taboo. Losing a family member is an emotional experience thus grief can make the funeral planning process quite difficult. However, the idea of pre-planning final arrangements helps to relieve your family of both emotional as well … Read more Funeral Planning Checklist
For most caregivers, bath time is such a struggle with their seniors, and even much of a struggle if their loved ones have other conditions. Naturally, as people age, they start to dislike taking showers or be reluctant to bathe. It becomes something they no longer look forward to. But the health implications of not taking … Read more Elderly Hygiene Tips: Convincing a senior to Bathe